Here’s one for sure I would leave in baggage claim. It’s the kind of commercial you hear pitched repeatedly on CNBC, CNN and FOX to which I confess I watch too much.
In three years, you’ll be glad
you invested in __________!
At this stage, the furthest I think ahead are just days, like tomorrow, maybe next week! Probably it’s why I’m leaning toward options trading.
You’ll never enjoy anything more
then this six-month ocean cruise.
When I hear or see this, I can’t help wondering what would happen if during this eternal voyage the inevitable occurs? Sorry I prefer shorter cruises as I want better odds that I’ll return standing up!
Get our 10-step guide to retirement
Planning called The Retirement Roadmap!
No, I’m still working at this late stage in my life, not at all interested in laid-back, easy-going, stress-relieving retirement scenarios.
In fact, the word retirement sounds scary to me, almost frighteningly funerial.
So, I make it a point to keep working my ass off, or at least staying busy, doing anything that’s more industrious than sitting in a deck chair soaking up sun or lying in a portal reclining bed at the beach, maybe under a fat umbrella, sound asleep.
That’s retirement? Ugh! No, thank you. I’ll stay awake!
I’m still way younger than was Methuselah when the biblical patriarch finally croaked at age 969.
No, I’d rather keep working and inspiring others to do the same. So, I’ll keep plodding ahead and earning fees even if it’s just for the self-fulfilling fun of it, and certainly not to prepare for that soggy, foggy, rainy day called retirement. Who needs it? Who wants it? And today, who can afford it?
No, I don’t ever want to not havesomething meaningful to do that’s economically fruitful, rewarding and productive than just watching it rain and waiting for it to stop to resume rounds of golf and pickleball, then go to lunch, followed later by a snack and a beer or two while watching TV with my eyes closed.
The Retirement Mirage
As The Strategic Wealth Advisor® Nancy Hite so deftly explains, for many of us retirement isn’t an option. She wisely proscribes alternatives to keep up with our ever-increasing longevity.
The accredited investment fiduciary, author and CFP®️ advises that with extended life expectancies, inflation, and tax hikes at every turn, people need guaranteed income more than ever.
She shows you where and how to get it and keep it coming.
Nowadays, it’s not uncommon for people to live well into their eighties and nineties, and to 100+, perhaps one day closer to Methuselah himself when he finally signed off at 969.
That means retirement at sixty-five still leaves you now with roughly 30 more years of life that require income for such things as condo special assessments for improvements, alterations and repairs, a new roof, and personally for a hip or two replacement or to combat macular degeneration.
If this information leaves you feeling out to sea without a lifeboat, that’s where The Strategic Wealth Advisor® comes in to shine a lighthouse beacon into the vast sea of the financial unknown, and smart things to do to stay ahead of, pardon the expression, and excuse the term, retirement.
Author and publicist Tom Madden prefers to work tirelessly and continuously until he drops at what many say he’s a master at, performing public relations for grateful clients of his PR firm, TransMedia Group. While he likes to joke, he respects all those retirees, many of whom are friends of his and his beautiful wife Rita from Brazil at their Florida condo where he keeps on promoting this and that, together with the help of his dauntless daughter Adrienne Mazzone, the firm’s resourceful president.
Nancy J. Hite, Certified FinancialPlanner (CFP®) and Accredited Investment Fiduciary (AIF®)
with over 15 years of experience in the financial industry
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